PENSION POVERTY AFTER DIVORCE
ENSURING AN EQUAL DIVISION OF ALL THE ASSETS WITHIN THE MATRIMONIAL POT The breakdown of a marriage is often referred to one of the most traumatic and stressful events anyone can go through. Divorce can also be a costly experience, often including legal fees, a new home, a new car and new childcare costs. So, […]
RECESSION-PROOF YOUR FINANCES
10 PRACTICAL STEPS TO ENSURE YOUR MONEY IS WORKING HARD FOR YOU In these uncertain times, it’s more important than ever to make sure your finances are in order. The Bank of England believes that a painful squeeze on our living standards, driven primarily by soaring energy prices, is set to intensify and will push […]
Triple Lock Set Aside
State Pension is still the bedrock of many pensioners’ retirement income The earnings benchmark of the State Pension triple lock has been temporarily set aside for this year. The Department for Work and Pensions(DWP) confirmed on 7 September 2021 that the State Pension triple lock rule has not been applied for the current 2022/23 financial […]
STARTING A FAMILY
WHAT STEPS TO TAKE TO PREPARE FINANCIALLY Having a baby is one of the most exciting, life-changing events that you’ll ever experience. But along with the joy and happiness that comes with starting a family, there is also the reality of the added costs. On average in 2021, the total cost of raising a child […]
WHAT DOES INFLATION MEAN FOR ME AND MY MONEY?
HOW TO PROTECT AND GROW YOUR WEALTH OVER TIME Inflation is one of the most important factors that savers and investors must take into account when making decisions about their money. Although inflation can eat away at the purchasing power of your savings, it can also create opportunities for profit if you invest in assets […]
SELF-EMPLOYED VULNERABLE TO FINANCIAL SHOCKS
NEW RESEARCH HIGHLIGHTS THAT 81% AREN’T SEEKING FINANCIAL ADVICE As more and more people reject the traditional working structure in favour of becoming self-employed, some people could be at risk of financial insecurity as they lose out on employee benefits that offer protection in the present, and financial planning for the future. New research highlights […]
RISING COST OF LIVING CRISIS
3 TIPS TO MAINTAIN YOUR FINANCIAL WELLBEING The rising cost of living is one of the most pressing issues facing many families today. The price of food, energy, fuel and other necessities has risen significantly in recent months. This has made it difficult to make ends meet and has put a strain on many household […]
WEALTH VS HEALTH
MORE THAN HALF IGNORE MEDICAL ADVICE AND WORK DESPITE POOR HEALTH DUE TO FINANCIAL WORRIES When you are off work due to an illness or injury, worries about how you are going to pay your bills can make an already stressful situation worse. So much so that many people are finding themselves in the very […]
HOW TO COPE WITH THE RISING COST OF LIVING
NINE IN TEN ADULTS MAKE STARK SPENDING DECISIONS AS ANXIETY RUNS HIGH The pressure of spiralling living costs is a major concern among many UK households, with the vast majority looking to make significant lifestyle changes in response to price rises. According to new research, 95% of adults in the UK say they are worried […]
SCAMMERS ‘SOCIALLY ENGINEER’ VICTIMS
17% INCREASE IN SUSPICIOUS OR SCAM-RELATED ACTIVITY Any of us can fall victim to a scam. Scams are increasingly common and many people are caught out. They can be very distressing, and the impact is often emotional as well as financial. If you’ve been the victim of a scam, remember that you’re not alone Increasingly, […]