Steps Towards A Better Financial Future
GROW, PROTECT AND TRANSFER YOUR WEALTH Financial planning is a step-by-step approach to ensure you meet your life goals. Your financial plan should act as a guide as you move through life’s journey. Essentially, it should help you remain in control of your income, expenses and investments so you can manage your money and achieve […]
Minimum Pension Age To Increase
AGE CHANGE TO WHEN PEOPLE CAN START TAKING PENSION SAVINGS A MEMBER’S PROTECTED PENSION AGE WILL BE THE AGE FROM WHICH THEY CURRENTLY HAVE THE RIGHT TO TAKE THEIR BENEFITS. THE PROTECTED PENSION AGE WILL BE SPECIFIC TO AN INDIVIDUAL AS A MEMBER OF A PARTICULAR SCHEME. The government has confirmed that it plans to […]
It’s Good To Talk
GETTING FINANCIAL HELP DURING THE CORONAVIRUS (COVID-19) PANDEMIC The coronavirus (COVID-19) pandemic has not only dealt a blow to the UK economy, many people and families have unfortunately experienced financial hardship. According to a recent survey, 31% of the population say they are struggling with their finances due to the effects of the pandemic. With […]
Sustainability Matters
PLAN FOR A BETTER TOMORROW, TODAY Responsible investment is a catch-all term to broadly describe funds that invest to make a positive change, either to the environment or for society. Within this umbrella term there are four broad investment approaches: ethical exclusion; responsible practice; sustainable solutions; and impact funds. Increasingly more pension savers are asking […]
Grandparents, Grandchildren And Money
SHARING YOUR WEALTH DURING YOUR LIFETIME CAN MAKE A BIG DIFFERENCE With all of us leading longer lives, you might be considering how you can help your family when it matters most. Sharing your wealth during your lifetime can make a big difference and bring you a lot of joy, particularly when helping younger generations […]
Retirement Options
WHAT CAN YOU DO WITH YOUR PENSION POT? When the time comes to access your pension, you’ll need to choose which method you use to do so, with options including: There are advantages and disadvantages to each method, and in some cases your decision is permanent, so it’s important to ensure that you obtain professional […]
A New Tax Year, A New Start For Your Finances
CREATING A ROADMAP FOR YOUR FUTURE FINANCIAL SUCCESS It’s always a good time to consider financial planning, but at the start of a new tax year, when you have a fresh set of annual allowances to take advantage of, you have the perfect opportunity to get your financial affairs in order and align them with […]
Will Your Pension Run Out Early?
IMPACT ON PEOPLE OPTING FOR EARLY RETIREMENT AS A RESULT OF THE PANDEMIC An increasing number of people have been forced into early retirement due to the economic impact of the coronavirus (COVID-19), with many worried about how they’ll make ends meet in the future. Because of the pandemic, we are currently in a challenging […]
Boost Your Pension Savings
PLANNING TO ACHIEVE YOUR RETIREMENT GOALS SOONER Are you ‘mid or late career’ or planning to retire within ten years? If the answer’s ‘yes’, then you probably want to know the answers to these questions: Will I be able to retire when I want to? Will I run out of money? How can I guarantee […]
Why Cash May Not Be King
How much of your wealth do your currently hold in cash? One paradox of the coronavirus (COVID-19) pandemic is that even as businesses have shut down and jobs have disappeared, some British households have on average been saving more money than they usually do, due to lower spending, according to new research[1]. But the choice […]