LOOKING TO BUILD A BIGGER PENSION?
Don’t miss the deadline to give your pension savings a boost As another extraordinary financial year comes to a close, it’s more important than ever to make good use of your annual pension allowances. Giving your pension savings a boost and assessing where you stand will give you peace of mind that you are on […]
GETTING READY TO RETIRE?
Bolstering your retirement lifestyle as you approach retirement Have you ever wondered what you need to consider as you approach retirement? Whatever your concept of what is a good pension pot, one certainty is that relying on the State Pension alone will not give you a good enough pension to live on comfortably through your […]
PENSION FREEDOMS
You work, you save and then you retire A full and happy retirement is a priority for many. But no two people are alike. A ’one-size-fits-all’ system cannot accurately account for everyone’s individual lifestyle choices, so it makes sense that the way you prepare for your future is likely to be different from others. On […]
COST OF LIVING CRUNCH
Savers still recognise the importance of long-term planning Britain’s cost-of-living crunch has hit the country hard, with inflation at its highest level in three decades, petrol prices spiralling, retail price increases rising to their highest levels in ten years and, most recently, Ofgem announcing a 54% price hike in energy bills affecting 22 million households. […]
MIND THE PENSION GENDER GAP
Women are being urged to think about their long term savings Imagine reaching retirement age and discovering that, despite years of saving, you don’t have enough money to get by. Worse still, suppose you’re unable to pay for the right kind of care in your old age. If you and your partner separate or your […]
IT MAY BE TIME TO INVEST YOUR CASH
Is your wealth protected from the damaging eects of inflation? Many people underestimate the damaging eect of low interest and high inflation on their cash savings. A continued period of low interest rates on cash savings and rising inflation could pose a real risk to savers in 2022, even if the Bank of England (BoE) […]
NEW YEAR’S TAX SAVING RESOLUTIONS
Make full use of your relevant tax planning opportunities With the tax year end (5 April) on the horizon, taking action now may give you the opportunity to take advantage of any remaining reliefs, allowances and exemptions. We have provided some key tax and financial planning tips to consider prior to the end of the […]
GET READY TO BEAT THE ISA DEADLINE
Time to give your financial future a boost? Savers and investors have less than three months to use the £20,000 they can put into their tax-ecient Individual Savings Account (ISA) before the end of the financial year on 5 April. The current tax year started on 6 April 2021 and ends on 5 April 2022. […]
IMPROVE YOUR FINANCIAL LIFE
Setting a financial New Year’s resolution you’ll actually keep Heading into the New Year, it’s the perfect time to take stock of your budget, liabilities and investments – and check them against your financial goals. The New Year brings an opportunity to reflect on the past year and to set new goals for the year […]
Cash Deposits
Whether your investing your money into a Bank or building society, or looking to invest. We all want to find the best returns for our money. Mr F had £220,000 in building society accounts. When the accounts were first opened with the building society, they offered a good return and bonus rate however these have […]