Evolution of bonds
Increasing awareness of intergenerational wealth transfer A significant proportion of people (47%) plan to pass on their wealth to future generations, with over a third (38%) intending to transfer assets directly to their children, according to a new report[1]. However, many are unaware of how to do this in a tax-efficient way. The increasing awareness […]
How to protect your family’s future
Addressing one of the most urgent concerns for families across Norfolk, Suffolk, and Essex Passing on wealth to future generations remains one of the most pressing concerns for families across Norfolk, Suffolk, and Essex. With Inheritance Tax rates at 40% and property values continuing to rise throughout East Anglia, many families are discovering that traditional estate […]
Bonds for intergenerational wealth transfer
Why are families in Norfolk, Suffolk, and Essex increasingly considering bonds as a planning solution? The landscape of wealth preservation and transfer has changed significantly in recent years, with families across Norfolk, Suffolk, and Essex increasingly recognising bonds as effective tools for intergenerational planning. As traditional ways of passing wealth between generations face growing challenges […]
Saving vs investing
Understanding your financial options for now and the future Managing your finances can often feel overwhelming, particularly when deciding between saving and investing. Savings are aimed at short-term needs or emergencies, offering a sense of security and quick access to funds through low-risk options such as savings accounts. This approach ensures that you are financially […]
Preparing for retirement: What you need to know
How to navigate your transition to life after work The age at which you decide it’s time to take life easy is a very personal choice. When your retirement day arrives, you can toss away your alarm clock, bid farewell to your commute and discard those restrictive business suits.
Navigating market uncertainty
How to build long-term wealth with a tailored strategy. Market volatility is an unavoidable aspect of investing. Geopolitical events, such as the invasion of Ukraine, trade wars, inflationary pressures and alterations in interest rates, are among the numerous factors that lead to market fluctuations, sometimes significantly. When markets change, especially during rapid declines, it can […]
Upcoming Autumn Budget 2025
With government expenditure increasing, all eyes are on Chancellor Rachel Reeves as she prepares to unveil the Autumn Budget. This year, significant changes to tax regulations are expected to affect individuals and businesses alike. While Labour pledged in its 2024 manifesto not to raise income taxes for “working people,” the need for additional revenue suggests […]
Pension and Inheritance Tax changes ahead
Over the coming years, substantial reforms to pensions and Inheritance Tax (IHT) rules are set to reshape the financial landscape. These changes could have a profound impact on how you plan for retirement and the legacy you leave behind. For individuals and families across Norfolk, Suffolk, and Essex, adopting a proactive approach is more critical […]
Financial security remains a concern for retirees in the UK
Only 48% of mid-retirees are confident their private pension will last a lifetime. A new report has revealed troubling insights into the financial confidence of retirees in the UK. Alarmingly, just under half (48%) of mid-retirees feel assured that their private pensions will sustain them throughout their lives. This leaves the remaining half grappling with […]
Planning a wealthy retirement
Secure your future with smart financial choices Whether you’re employed, a partner or self-employed, you can contribute to a pension. Employers are legally required to provide workers with access to a pension scheme, while anyone self-employed or unemployed, who cannot invest in an occupational plan, can pay into a personal pension, such as a SIPP […]